Built for India's businesses

Payments, Collections and Growth — All in One Place

SmartHub Pay helps merchants, businesses and financial institutions accept payments, manage collections and grow with simple, secure and reliable financial solutions.

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SmartHub Pay QR, soundbox and POS devices

Payments Accepted

Instant Settlements

Real-time Insights

UPI • Cards • Wallets

Our Products

SmartPOS

Android POS accepting all payment methods.

Static & Dynamic QR

Create QR for your business in minutes.

Sound Box

Instant audio alerts for every payment.

Merchant UPI

Accept UPI from every app, instantly.

Card Payments

Debit, credit and contactless cards.

Collections

Payment links, reminders and recon.

Lending

Working capital based on your sales.

Onboarding

Go live with digital KYC in minutes.

Our Services

Everything you need to run and grow your business

POS / QR

Android SmartPOS, static & dynamic QR and sound box alerts to accept every payment at the counter.

SmartPOS terminals
Dynamic QR
Soundbox alerts

Merchant Dashboard

Give merchants a centralized platform to monitor payment activity and manage their business transactions.

Transaction history
Settlement tracking
Reports & payment insights

Merchant Onboarding

Simplify merchant registration with digital onboarding, business verification, and KYC document management.

Digital merchant registration
KYC & document tracking
Bank account verification

Sales Management

Manage field sales teams, track merchant acquisition, and monitor staff performance across assigned territories.

Sales staff management
Merchant onboarding tracking
Targets & territory management

Collections

Automate EMI, field and bill collections with payment links, auto-reminders and reconciliation.

Payment links
Field agent app
Auto reconciliation

Upcoming

Merchant UPI

An upcoming UPI payment solution designed to help merchants accept and track digital payments through a streamlined payment experience.

Become a Merchant

Onboard in 3 simple steps

Sign up

Share your mobile number and business details.

Complete digital KYC

Upload PAN, Aadhaar and bank details — fully paperless.

Start accepting payments

Get your QR, Soundbox or SmartPOS and go live.

The People Behind Our Vision

Meet Our Leadership

Smart Payments. Seamless Growth.Digital Payments · Merchant Solutions · Collections · Payment Technology

We empower merchants and businesses with technology-led payment and collection solutions designed to simplify transactions, improve operational efficiency, and support sustainable growth.

Chief Executive Officer (CEO)

Sharad Balasaheb Muluk

Sharad Balasaheb Muluk brings over 20 years of experience in banking and financial services, with expertise in banking operations, retail banking, business development, customer relationship management, and financial services distribution.

As CEO, he leads business strategy, operational excellence, strategic partnerships, and market expansion, with a focus on POS machines, QR code payments, UPI solutions, and digital payment services.

Vision

To simplify digital payments and enable seamless business growth through technology and innovation.

Managing Director (MD)

Sameer Madhukar Paygude

Sameer Madhukar Paygude brings 10 years of experience in microfinance and financial services, including microfinance operations, customer relationships, business development, and financial services.

He contributes to the company's strategic direction, business growth, operational development, and financial services network expansion. His focus includes building business partnerships and supporting customer-focused fintech and digital payment solutions.

Vision

To build a trusted financial and fintech ecosystem that creates value for businesses, merchants, and customers.